Suppose you are looking for a credit card that will be suitable for various utility bill payments while offering attractive cashback on food orders and grocery purchases. In that case, you can look for the Axis Airtel credit card to apply. It is a co-branded credit card Axis Bank offers in collaboration with Airtel. The card offers other benefits like attractive dining programs, airport lounge access in India, and fuel surcharge waivers. Let us take a closer look.

25% Special Cashback

You can earn 25 INR for every 100 INR on Airtel services, including mobile, satellite TV, internet, and WiFi. So if you think these rewards are suitable for you, you can check this Axis Airtel credit card to apply. The rewards will be in the form of cashback, which will be paid into your credit card statement three days before your next monthly card is generated. The maximum cashback amount is 300 INR per month.

You can get 25% cashback on total spending up to 1200 INR per month. If you spend more than 1200 INR on the above Airtel services, the percentage cashback will be lower than 25%, and this will depend on the total spent on these services.

10% Special Cashback on Utility Bill Payments

You get 10 INR on every 100 INR you spend on all the above bills as cashback, which will be paid into your credit card statement. You may also get 10% cashback on a monthly bill of up to 3000. But if you have more than 3000 INR, the percentage cashback will be lower than 10%, and this will depend on the total bill amount.

10% Special Cashback on Swiggy, Zomato and BigBasket Payments

You can earn 10 INR on every 100 INR you spend on these apps as cashback, which will be paid into your credit card statement. However, the minimum cashback amount is 300 INR per month, i.e., 10%, on total purchases amounting up to 5000 INR per month. If your total purchases exceed this, the percentage cashback will be less than 10%, depending on the total purchase amount.

1% Basic Cashback Benefit on All Other Purchases

You can earn 1 INR on every 100 INR you spend on all other purchases. These purchases include wallet load transactions, fuel purchases, jewellery and related payments like watches, silverware, jewellery, clock-related payments, rent payments, and property-related payments such as property management fees, rental commissions, returns, refunds and cancellations, and non-customer initiated debits like annual fee and other fees.

Dining Benefits

The credit card also offers an exclusive program for Axis Bank credit and debit cardholders in collaboration with EazyDiner, a popular online restaurant reservation platform that offers customers exciting discounts and offers at top restaurants across India. You can check the list of participating restaurants.

You will be offered a 15% discount at participating restaurants in India by transacting between 2500-3333 INR. The maximum discount is capped at 500 INR, and the minimum is 2500 INR. On orders above 3333 INR, your value will be below 15% since the maximum discount is fixed at 500 INR.

However, there are some important conditions for this benefit:

• It is valid twice a month.
• The offer is valid for a limited time.
• It applies to booking through the Axis Bank Dining Delights Program on EazyDiner.

Other Cardholder Benefits

• This card offers you four free visits annually to airport lounges in India.
• A 1% fuel surcharge waiver applies to fuel stations and brands at all petrol stations. But the fuel transaction limit is 400-4000 INR only. Also, the monthly fuel spending limit is up to a maximum of 50,000 INR fuel spent per month. It is important that you meet both these conditions in order to avail fuel surcharge waiver.
• You also get 24/7 customer support for any related queries. They also offer security services like CHIP and PIN technology, two-factor authentication, SMS alerts and notifications to ensure the security of your credit card.

Card Fees and Charges

The joining fee for the first year is 500 INR. You also get an Amazon voucher worth 500 INR on the first card transaction. The charges remain the same for the renewal fee from the second year onwards. But this fee is not charged if you spend 200000 INR in the previous year.

What are the Eligibility Criteria?

The credit card is based on multiple parameters that can be assessed once you apply for the Airtel Axis bank credit card. The applicant should be between 18 and 70 years of age. The person should be salaried or self-employed, but the minimum income is not specified. The applicant should be a resident of India and have a credit score of above 750.

Application Process

The application process for this card is extremely easy. For online application, you can apply through the Airtel Thanks App or simply scan the QR code on the Airtel website. You must provide a PAN card photocopy, income proof, colour photograph, residence proof like a ration card, passport, electricity bill, etc., and identity proof such as a driver's licence, passport, Aadhar card, or PAN card.

To Conclude

The Airtel Axis Bank credit card can be used for various utility bill payments and offers attractive cashback on food orders and grocery purchases.